It is actually quite often that people I run into have been completely misguided about their home values. With the incredible technology and information online about real estate and home searches, people often feel that real estate websites are getting to the point where they are extremely accurate and reliable. In some large cities, evidently this is true. In Charlottesville,
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Time Magazine’s September 11 cover story attempts to make a strong case against homeownership in the article found here; but I have actually found my recent conversations with clients (current and pending) to present a story that is quite the opposite. Are you still debating whether or not it is a “good time to buy”? It is never a good
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On the lawn, a thick layer of snow will not harm it, provided that there aren’t leaves left on the surface. … The last mowing should always be a little shorter. (the problem I’ve had is that autumn doesn’t seem to know when to quit, and I end up with 2 or 3 last cuts. Don’t cut the lawn too short of course, as this makes it more susceptible to frost damage if there is little snow. … If you walk on the lawn regularly during the winter, it is also advisable to remove the snow from these paths. Snow that is hard packed by foot prints on the lawn could lead to damage to the grass plants. (it could also lead you down a garden path) [From Turf King- Hamilton- Lawn Care: Does all this snow hurt my lawn?
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I have had a couple of people over the past few months mention that they may consider a short sale, so that they can just get out from under their homes and move on. While the ramifications of a short sale or foreclosure seem to be getting slightly more lenient in light of all of the predatory lending that has occurred in the past several years, they are still significant. Here are some general credit score ranges (as provided by the National Association of Realtors CRS Course 111 ); 990: highest calculable credit score. 900: 15% of borrowers have a credit score at 990 or above. 740: a rough number around which people are usually able to get a good, competitive loan. 680: the average credit score. 501: lowest calculable score. 500: 18% of people have a credit score of 500 or below. Let’s imagine that you have a credit score of 740 and own your home, but are having trouble making your payments (which may actually be causing your credit score to drop in the meantime). … Before making any decision to pursue a short sale, a foreclosure, a strategic default, or to file for bankruptcy, it is in your best interest to consult with a licensed Realtor, your tax accountant, and an attorney.
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Just today I was in a class where we were discussing the different online resources for home buyers and sellers that are often perused prior to enlisting the help of a Realtor. You will find that several of these websites are not yet able to provide any sort of accurate information about Charlottesville whatsoever, but it is moving our way
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